American Express Credit Card Guides
Find clear, practical answers to every American Express credit card question in one place. Whether you want to know how much your Amex Membership Rewards points are worth, what credit score you need for the Amex Gold or Platinum, or how to cancel your Amex card without losing your points, the guides in this section are written specifically for American Express cardholders.
How Much Are Amex Points Worth
Amex Membership Rewards points are worth between 0.6 cents and 2 cents each, depending on how you redeem them. Redeeming for statement credits gives you the lowest value, while transferring points to airline partners like Delta SkyMiles, British Airways Avios, or Air France-KLM Flying Blue typically gives the highest value per point. The guides in this section cover how much 50,000 Amex points are worth, how to compare redemption options, and how to calculate the value of any Amex points balance before redeeming.
Read: How Much Are Amex Points WorthHow to Redeem Amex Points
Redeeming Amex Membership Rewards points works differently depending on your goal. You can redeem Amex points for flights, hotels, gift cards, statement credits, and cash back through the Amex Travel portal, or transfer them directly to over 20 airline and hotel loyalty programs. Not all redemption methods give the same value per point, so understanding your options before redeeming makes a measurable difference. These guides walk through how to redeem Amex points step by step, which transfer partners offer the best return, and what the best use of Amex points is for your specific card.
Read: How to Redeem Amex PointsWhat Credit Score Do You Need for Amex
Most American Express cards require a good to excellent credit score, generally 670 or higher, though the exact requirement varies by card. The Amex Platinum and Amex Gold typically require higher scores and a stronger credit history than entry-level cards like the Amex Blue Cash Everyday. These guides cover the credit score needed for every major Amex card, what Amex considers beyond your credit score, and whether it is possible to get an American Express card with fair or limited credit history.
Read: Amex Credit Score RequirementsHow to Get Cash from Your Amex Credit Card
Getting cash from an American Express credit card is possible through a cash advance at an ATM or bank, but it comes with an upfront fee and a higher interest rate that starts accruing immediately with no grace period. The process works differently depending on whether you hold a personal Amex, a corporate Amex, or an Amex prepaid card. These guides cover how to get cash from your Amex, what the cash advance fee is on each card type, and whether there are lower-cost alternatives for accessing cash in an emergency.
Read: Getting Cash from Your Amex CardHow to Cancel Your Amex Credit Card
Canceling an American Express credit card requires calling the customer service number on the back of your card. Before canceling, you should redeem all unused Membership Rewards points, as they typically expire when your account closes. Some cardholders choose to downgrade to a no-annual-fee Amex card instead of canceling outright, which keeps the account open and preserves the points balance. These guides cover how to cancel every major Amex card, what happens to your points after cancellation, and how closing an Amex account affects your credit score.
Read: How to Cancel Your Amex CardCan I Get an Amex as My First Credit Card
It is possible to get an American Express card as your first credit card, but approval depends on the specific card and your overall financial profile. Some first-time applicants with limited credit history have been approved for entry-level Amex cards, while premium cards like the Amex Gold and Amex Platinum typically require an established credit history and strong income. These guides cover which Amex cards are most accessible to first-time applicants, what to expect during the application, and steps you can take to improve your approval chances.
Read: Getting Your First Amex CardHow to Remove an Authorized User from Your Amex Card
Removing an authorized user from your American Express account can be done through your online Amex account, through the Amex mobile app, or by calling the number on the back of your card. The removal typically takes effect within a few business days, after which the removed user can no longer make purchases on your account. These guides cover how to remove an authorized user from the Amex Platinum, Amex Gold, and other Amex cards, and what happens to any points earned by the authorized user after removal.
Read: Removing an Authorized User from AmexBrowse All American Express Guides
Every American Express credit card guide published on this site appears below, ordered from newest to oldest. New guides appear here automatically as they are published.
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