American Express Credit Card Guides
Find clear, practical answers to every American Express credit card question in one place. Whether you want to know how much your Amex Membership Rewards points are worth, what credit score you need for the Amex Gold or Platinum, or how to cancel your Amex card without losing your points, the guides in this section are written specifically for American Express cardholders.
How Much Are Amex Points Worth
Amex Membership Rewards points are worth between 0.6 cents and 2 cents each, depending on how you redeem them. Redeeming for statement credits gives you the lowest value, while transferring points to airline partners like Delta SkyMiles, British Airways Avios, or Air France-KLM Flying Blue typically gives the highest value per point. The guides in this section cover how much 50,000 Amex points are worth, how to compare redemption options, and how to calculate the value of any Amex points balance before redeeming.
Read: How Much Are Amex Points WorthHow to Redeem Amex Points
Redeeming Amex Membership Rewards points works differently depending on your goal. You can redeem Amex points for flights, hotels, gift cards, statement credits, and cash back through the Amex Travel portal, or transfer them directly to over 20 airline and hotel loyalty programs. Not all redemption methods give the same value per point, so understanding your options before redeeming makes a measurable difference. These guides walk through how to redeem Amex points step by step, which transfer partners offer the best return, and what the best use of Amex points is for your specific card.
Read: How to Redeem Amex PointsWhat Credit Score Do You Need for Amex
Most American Express cards require a good to excellent credit score, generally 670 or higher, though the exact requirement varies by card. The Amex Platinum and Amex Gold typically require higher scores and a stronger credit history than entry-level cards like the Amex Blue Cash Everyday. These guides cover the credit score needed for every major Amex card, what Amex considers beyond your credit score, and whether it is possible to get an American Express card with fair or limited credit history.
Read: Amex Credit Score RequirementsHow to Get Cash from Your Amex Credit Card
Getting cash from an American Express credit card is possible through a cash advance at an ATM or bank, but it comes with an upfront fee and a higher interest rate that starts accruing immediately with no grace period. The process works differently depending on whether you hold a personal Amex, a corporate Amex, or an Amex prepaid card. These guides cover how to get cash from your Amex, what the cash advance fee is on each card type, and whether there are lower-cost alternatives for accessing cash in an emergency.
Read: Getting Cash from Your Amex CardHow to Cancel Your Amex Credit Card
Canceling an American Express credit card requires calling the customer service number on the back of your card. Before canceling, you should redeem all unused Membership Rewards points, as they typically expire when your account closes. Some cardholders choose to downgrade to a no-annual-fee Amex card instead of canceling outright, which keeps the account open and preserves the points balance. These guides cover how to cancel every major Amex card, what happens to your points after cancellation, and how closing an Amex account affects your credit score.
Read: How to Cancel Your Amex CardBrowse All American Express Guides
Every American Express credit card guide published on this site appears below, ordered from newest to oldest. New guides appear here automatically as they are published.
