Discover Credit Card Guides
Find plain-English answers to every Discover credit card question in one place. Whether you are a student applying for your first Discover card, a long-time cardholder looking to schedule a payment, someone who needs to dispute a charge, or a cardholder trying to activate a new card, these guides are written specifically for Discover cardholders.
Discover Student Credit Card
The Discover it Student Cash Back and Discover it Student Chrome are among the most accessible student credit cards available, designed for college students with limited or no credit history. Both cards report to all three major credit bureaus and offer a clear path to building credit responsibly during and after college. These guides cover everything about the Discover student credit card: how to apply, whether international students can qualify, what credit limit to expect, how the student card compares to the regular Discover it card, and how long you can keep your Discover student card after graduating.
Read: Discover Student Credit Card GuideHow to Make a Discover Credit Card Payment
You can make a Discover credit card payment online through your Discover account, through the Discover mobile app, by phone, by mail, or in person at a Walmart MoneyCenter and other participating retail locations. Payments submitted before 5 p.m. Eastern time typically post on the same business day, and Discover does not charge a fee for making a payment by any method. These guides cover every Discover payment method in detail, including how to pay from another bank, how to pay with a debit card, Discover payment cut-off times, and how long a Discover payment takes to process and post to your account.
Read: How to Pay Your Discover CardManaging and Changing Your Discover Credit Card
Managing your Discover account includes updating your personal information, changing your billing address, changing your payment due date, updating your card design, setting up autopay, and adjusting account alerts. Most of these changes can be made quickly through the Discover mobile app or your online account without needing to call customer service. These guides cover how to change your Discover credit card due date, billing address, PIN, card design, name after marriage, and payment method, along with how to set up autopay and how to block a specific merchant from charging your Discover card.
Read: How to Manage Your Discover CardHow to Cancel Your Discover Credit Card
You can cancel your Discover credit card by calling the customer service number on the back of your card, through the Discover app for some account types, or by logging into your online account. Before canceling, you should redeem any unused cash back rewards, as they may be forfeited when your account closes depending on your account status at the time of closure. These guides cover how to cancel the Discover it card, Discover student card, and Discover secured card, along with how to cancel automatic recurring payments and subscriptions before closing your Discover account.
Read: How to Cancel Your Discover CardHow to Activate Your Discover Credit Card
Activating a new Discover credit card is quick and can be done online at the Discover website, through the Discover mobile app, or by calling the activation number included in the envelope with your new card. The process takes just a few minutes and must be completed before you can make any purchases with the card. These guides cover how to activate your Discover card online and by phone, how to activate through the Discover app, how to confirm your Discover card is activated and ready to use, and what to do if your Discover card is not working after activation.
Read: How to Activate Your Discover CardHow to Dispute a Discover Credit Card Charge
You can dispute a charge on your Discover credit card through the Discover mobile app, your online account, by calling the Discover dispute phone number, or by writing to Discover dispute mailing address. Discover typically issues a provisional credit to your account while the dispute is under investigation, and most disputes are resolved within 30 to 60 days of the filing date. These guides cover how to dispute both pending and posted Discover charges, how long you have to file a dispute after a transaction, what happens after you submit, and how to reach Discover disputes team directly.
Read: How to Dispute a Discover ChargeHow to Apply for a Discover Credit Card
Applying for a Discover credit card can be done online in a few minutes, and many applicants receive an instant approval decision immediately after submitting their application. Discover offers a pre-qualification tool that lets you check which cards you are likely to be approved for without a hard inquiry on your credit report. These guides cover how to apply for the Discover it Cash Back, Discover it Secured, and Discover student card, what credit score Discover requires for each card, what Discover evaluates in your application, and how to check your Discover credit card application status after applying.
Read: How to Apply for a Discover CardBrowse All Discover Guides
Every Discover credit card guide published on this site appears below, ordered from newest to oldest. New guides appear here automatically as they are published.
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